If the police do not file a police report after investigating the accident, then it is your word against the word of the driver who caused the accident. (chicagolegalgroup.com)
After the police leave the scene of your accident, they will file a police report about what happened. (mccormickmurphy.com)
They will need your police report to process your claim, so make sure you have already filed a police report before calling. (rismedia.com)