People change their minds, change their circumstances, or get better offers from elsewhere. (allaboutcareers.com)
Even though you may not get the rates and terms a prime applicant can get but with a diligent research you still can get the best offer for bad credit mortgages. (debtfirms.com)
The person may not be getting the best offer in term of coverage and premium. (myfinancekits.com)