The other aspect is there are a good number of people out there that don't have a checking account for direct deposit. (freefrombroke.com)
I already have a checking account with direct deposit of more than $ 500 a month. (sfcu.org)
The extra step of having a checking account at a completely separate bank may also help you to keep your savings plan on track until a truly necessary expense comes along. (valuepenguin.com)