The phrase "to have a disability" means that someone has a condition or a physical or mental impairment that may affect the way they live their life. Full definition
During the day I'm a special education teacher in an elementary school working with students who have disabilities as well as at risk regular education students. (hezzi-dsbooksandcooks.com)
Although I had health insurance, I did not have disability insurance which would have helped cover my bills since I couldn't work. (religion.blogs.cnn.com)
Just because a child has a disability does not give him the right to hurt your child physically or emotionally. (verywellfamily.com)