One way that lenders avoid risk is by only lending to borrowers who have high credit scores and an established credit history. (lendkey.com)
This lender also doesn't have high credit score requirements, so it's a good option for low - credit borrowers. (valuepenguin.com)
Conventional home loans (which are not insured or guaranteed by the government) typically have higher credit score requirements. (homebuyinginstitute.com)