No Medical Exam: This form of life insurance does not have a medical exam, but there will be questions about your health. (secureseniorlifeinsurance.com)
This rider allows you to purchase additional coverage in the future without having a medical exam performed. (bestlifequote.com)
If insurance providers know you are healthy, they are more likely to offer you lower rates on term life insurance policies that do have medical exams as part of the application process. (lifeinsuranceblog.net)