An at risk driver will have motorcycle insurance rates that are almost double the average cost of motorcycle insurance. (insuranceproviders.com)
If your parents already have a motorcycle insurance policy, then you can most likely simply be added to the policy so that you can drive the bike. (insuranceproviders.com)
If you already have a motorcycle insurance policy, you can call your insurance agent or company representative to find out about adding underinsured coverage to your policy. (dmv.org)