Debt consolidation can be instrumental in helping you pay off your debt faster, but it can also be a huge problem if you don't have your ducks in a row. (valuepenguin.com)
That doesn't mean you can't fire people in protected classes, it just means you'd better have your ducks in a row when you do. (bfscapital.com)
They better have all their ducks in a row or they are going to be screwed for a few years with his contract. (sbnation.com)