There are two types of agencies that you can turn to to get help with debt reduction: debt counselors and debt settlement firms. (debthelp.com)
If you are reading this and looking for help with your debt problems, take time to do some research. (bankruptcy-kitchener.com)
The new laws don't offer direct help with debt reduction, but they can at least keep the credit card companies from making it harder to pay off the debt you already have. (debthelp.com)