If you're just starting out you can hire equipment from the island's collection of surf shops. (visitmelbourne.com)
Whether you're going away for a single trip or you're a seasonal traveller with an annual travel policy, you will be entitled to full cover for hired equipment and your own. (holidayextras.co.uk)
They also include many other transactions such as when you provide advice or information, lease out commercial premises or provide hire equipment. (ato.gov.au)