They didn't ask your permission to pull your credit in this way before sending the offer to you; they didn't have to because it doesn't negatively impact your credit score. (freefrombroke.com)
Debt consolidation works well for a lot of people because it doesn't negatively impact their credit scores. (simplethriftyliving.com)
On the one hand it doesn't impact your credit score directly. (getoutofdebt.org)