It would be much better to pay a little more in premiums than to be denied coverage, and herpes will not increase your premiums in most cases anyway. (usinsuranceagents.com)
However, state law prohibits insurers from increasing your premium based on at - fault accidents or traffic violations that occurred more than five years prior to the effective date of your policy. (gaudette-insurance.com)
Ratings are not a positive thing... each rating increases your premium by approximately 25 %. (highincomeprotection.com)