You might move your savings to that bank, where it earns little interest for you as the bank lends it out at a higher rate. (investopedia.com)
Running the printing press like never before has indeed produced a mountain of cash on bank balance sheets, but they aren't lending it out much to consumers and business. (canadianbusiness.com)
This risk - free return encourages the banks to keep a good chunk of their cash piles with the central bank, instead of lending it out. (canadianbusiness.com)