Once my debt / credit limit ratio on my credit cards got below 50 %, my score jumped 30 points. (debtkid.com)
To improve your credit, you ideally want a balance - to - limit ratio of between 6 and 10 percent. (mycreditguy.com)
Trying to stay at 20 - 40 % aggregate and individual balance to limit ratios on credit cards is a good way to keep the credit risk alarms from going off. (northshoreadvisory.com)