If you fail to make monthly loan payments when they are due, the loans will become delinquent and both of you may be negatively reported to the consumer reporting agencies. (myfedloan.org)
Say you're making monthly loan payments on your car or paying on a credit card that you use monthly. (getoutofdebt.com)
You should also consider switching to an income - driven plan if you are unsure when you will be able to afford to make your monthly loan payments again. (usstudentloancenter.org)