And you're absolutely right about how every author has to do what makes the most sense for them. (jamigold.com)
However, this approach likely makes the most sense if you're applying for a position where your skills are directly transferable, such as working with young children. (thebalance.com)
The general rule of thumb is that refinancing to a fixed - rate loan makes the most sense when interest rates are low. (bankofamerica.com)