Professional debt services can help negotiate payment plans with credit card companies and may also be able to reduce late payment fees and high interest rates from the overall balance. (mymoneyminute.com)
A Chapter 13 bankruptcy is designed to let you keep your assets, while settling your debts with your creditors by negotiating a payment plan that lasts between 3 and 5 years. (creditsesame.com)
The more information you give them about your financial situation, the better chance you have of negotiating a payment plan that will work for you. (secureloanconsolidation.com)