Teachers who opted into the defined contribution plan were one percentage point more likely to leave before their second year and nine percentage points more likely to leave after their fifth year. (educationnext.org)
The only fee you'll need to manage is the monthly $ 3 paper statement fee, which can easily be avoided by opting into paperless electronic statements. (valuepenguin.com)
If you don't opt into the bonus categories, you will earn just 1 % cash back. (valuepenguin.com)