No closing cost refinance is a transaction where you don't have to pay upfront fees of any sort. (refinanceguide.org)
Fees depend on the client's current situation and it is worth noting that those who meet bank's conditions do not pay any upfront fees to the brokers. (mortgagebrokerstore.com)
This is why you must pay upfront fees for processing a private mortgage. (mortgagebrokerstore.com)