He would look at how much people will pay for other things of similar value, and price similarly. (deanwesleysmith.com)
The more you can mention that you've already paid for other things (and are aware of it) the more likely it is you'll have your annual credit card fee waived. (ourbigfatwallet.com)
The insurer will pay a maximum of 10 % of the sum insured, but this amount can be increased if the sum insured is not used up when paying for other things. (moneysmart.gov.au)