** Zero or no closing costs refers to the possibility that closing costs of the loan may be rolled into final amount of the loan and not paid in cash at closing. (northpointe.com)
Also with 0 % financing you are losing out on any discounts that could have been received if paying in cash. (effectify.com)
This system also means that you might not get paid in cash for that invoice for 30 days. (thecollegeinvestor.com)