If that's the case, these first 7 months will let you get settled in while not paying interest on any balances you carry. (valuepenguin.com)
After paying the 3 % fee, you don't have to pay interest on your balance for the first 14 months after opening your account. (lendedu.com)
Once you start paying interest on your balance, it loses much of its value, and consumers would be better paying off their balance completely, rather than earning this reward. (valuepenguin.com)