Lower interest rates, combined with a fixed repayment period of one to seven years, allow you to potentially pay less in interest over the length of the loan. (valuepenguin.com)
Play around with amounts to see how putting more toward your balance every month will mean paying less in interest charges over time. (creditdonkey.com)
A solid credit rating makes loan approval easier, and it usually means paying less in interest to boot. (mybanktracker.com)