If a debt pay off option fits within that balanced budget, then pay off your debts over time and avoid bankruptcy altogether. (mymoneycounselor.com)
is all about helping people pay off debt over time and with the least cash possible. (mymoneycounselor.com)
«At one extreme, there are consumers who can afford to pay off their debts over time from savings and income without any changes to the structure of their debts,» Professors McShane and Gal said. (debt.org)