Assuming that you can't pay your debts in full by selling assets like your house or investments, the biggest eligibility consideration is tied to the amount of your debt. (hoyes.com)
You may think about paying these debts in full if you can get the applicable creditor to remove your debt from your credit report completely. (debtsettlement.com)
You'll want to contact the creditor in writing if possible, with a proposal for paying the debt in full. (badcredit.org)