The person who caused the accident is responsible for paying compensation for all losses and expenses that you have experienced. (himpro.ca)
Many policies also include coverage which pays compensation in the event that a driver loses a limb, or sight, or suffers other serious injury such as paralysis. (4autoinsurancequote.com)
The company will not pay any compensation if there is intentional self injury suicide or attempted suicide physical defect or ill - health or there has been consumption of alcohol or drugs. (policybazaar.com)