Personal property coverage protects your things from fire, theft, vandalism, smoke, explosion, and many other perils named in the policy. (effectivecoverage.com)
Liability coverage protects you if you cause injury or property damage, and personal property coverage protects your things from common perils such as fire, theft, and vandalism. (effectivecoverage.com)
You have personal property coverage, which protects your things in the event of a loss from a covered peril. (effectivecoverage.com)