Collision coverage protects you in case of an accident, while comprehensive insurance covers any damage or injury that occurs from something that isn't an accident. (carinsurancequote.net)
Renters insurance protects your personal property against damage or loss, and also protects you in case someone is injured while on your property. (naic.org)
Personal property coverage protects you in case of fire or theft. (blog.agentinsure.com)