Your landlord or condo association may have insurance, but it only protects the building structure, not your personal items. (insure.com)
This type of policy typically helps protect the building you own from certain perils — damage caused by hail or fire, for example. (allstate.com)
That information was added to the requirements for protecting the building frame to calculate the optimal size of the dampers and yielding devices and locations of their connections to the foundation and frame. (sciencedaily.com)