If you can not qualify for a new loan because you have too much debt, you may be able to qualify for a balance transfer offer with an existing credit card. (debthelp.com)
But qualifying for a new loan with bad credit is tricky. (studentloanhero.com)
Homeowners need to have at least 20 percent equity in their home to qualify for a new loan without paying private mortgage insurance. (rismedia.com)