A cosigner can be utilized by someone with no credit or poor credit who don't qualify for financing on their own. (fiscaltiger.com)
Even worse, it's the applicant with the lowest «representative» credit score who determines how much the loan costs, or if you even qualify for financing. (themortgagereports.com)
However, if you take a lender's advice and make the necessary improvements, you might qualify for financing in the future. (totalmortgage.com)