Instead, if you have a lower but decent credit score, you will probably qualify for a rate of 5.6 %. (creditdonkey.com)
Most well controlled clients will qualify for a rate class slightly below standard, typically a Table B or Table 2. (termlife2go.com)
While rates can start as low as 5 %, our research found that even borrowers with excellent credit and little debt may only qualify for a rate as low as 10 %. (valuepenguin.com)