The amount of insurance should be enough to cover the cost of rebuilding the home in the event it is destroyed. (insurance.com)
Even if you have renter's insurance, you'll find home insurance costs more because you are paying for the ability to rebuild your home in addition to replacing your personal possessions. (investopedia.com)
Optional benefits include full replacement cost coverage, which pays 100 % of the cost of rebuilding your home if it's destroyed. (policygenius.com)