If you have an own occupation policy, you can receive disability benefits in the event that you can't work in your own occupation. (policygenius.com)
Additionally, if you have another child from a new relationship or if you begin receiving disability benefits, child support can be modified as well. (mandrlaw.net)
If you buy a disability insurance policy, it's possible to add on a residual disability rider that allows you to receive disability benefits if you're only partially disabled. (policygenius.com)