And effective in - race nutrition might reduce the penalty for not having your muscle glycogen stores at 100 %. (sweatscience.com)
Using the example above, 2 payments of 20 % would have reduced the penalty by $ 5,000. (ourbigfatwallet.com)
While previously it might have resulted in reduced penalties or lower insurance rates, today it is virtually the same as a guilty plea. (drive-safely.net)