After your term insurance policy expires, you have the option of renewing your coverage for another 10 years. (term-life-online.com)
After that, you can renew your coverage at a higher premium, without having to provide evidence of good health. (newyorklife.com)
Just keep in mind that even though you have coverage and have paid your premiums on time for years, your insurance company can still decline to renew your coverage when your policy expires. (investopedia.com)