Collision coverage helps pay to repair or replace your vehicle if it's damaged in a collision with another vehicle or object (such as a fence). (allstate.com)
To save money and accomplish the same thing, set your deductibles high to reduce premiums and plan on replacing the vehicle with another older car if you get into an accident. (usinsuranceagents.com)
Collision insurance coverage normally pays to repair or replace the vehicle in circumstances such as rolling an automobile or hitting a stationary object in the road. (stockmonkeys.com)