As a rule of thumb, your level of coverage should be sufficient for replacing the building and its contents, without the cost of the land. (compareinsurancesonline.ca)
You also need to account for the cost of replacing built - in appliances, such as a water heater, when determining your dwelling coverage needs. (valuepenguin.com)
The church congregation will not be able to repair or replace the building because the law has banned issuing permits for the construction of new church buildings. (premierchristianity.com)