The phrase "to require an examination" means that it is necessary to take a test or assessment to determine someone's knowledge, skills, or abilities in a certain subject or area. Full definition
For private student loans, consolidation generally means refinancing, which requires an examination of the interest rates of each loan and whether you can obtain a more favorable interest rate through refinancing. (lendedu.com)
You shouldn't confuse their policies with «simplified issue» or «quick issue» individual life insurance, which ask medical questions but don't require an examination. (insure.com)
A diagnosis might simply require an examination by a veterinarian. (vcahospitals.com)