A conventional mortgages occurs when a borrower has more than 20 % down payment which means the mortgage does not require insurance coverage and no additional premium cost. (mybcmortgage.ca)
Some states do not require insurance coverage, while others require liability insurance under certain circumstances. (trustedchoice.com)
House Concurrent Resolution 35 (2002) establishes a joint study of requiring insurance coverage for outpatient lactation support for new mothers. (ncsl.org)