Have you ever thought about scheduling an item on your homeowners insurance policy? (encharter.com)
This is technically called scheduling an item or adding a rider, but it's really just like listing a special one - off item on your policy. (progressive.com)
When scheduling the items you wish to raise coverage limits for, your insurer will likely require you to have the items appraised, unless they were recently purchased and you have receipts available. (valuepenguin.com)