Medical payments and uninsured / underinsured motorist coverage are not required by law, but auto insurance companies selling policies in the state are required to offer these policies to all subscribers. (carinsurancequote.net)
Independent insurance agents do not sell policies for one company; they shop from many different companies to find you the best rates and coverage for your situation. (trustedchoice.com)
An independent agent sells policies from several insurance companies. (insurancequotes.com)