Plus, kittens don't start benefiting from cuddling and human affection until they're about three to four weeks old. (bestfriends.org)
If you don't have an immediate need for the money and think you may survive a long time, you should think twice before starting benefits early. (fairmark.com)
For someone whose full retirement age is 67, starting benefits at age 62 means taking a nearly 30 % monthly hit. (nerdwallet.com)