The phrase "to steal a laptop" means taking someone else's laptop without their permission, usually with the intention of keeping it for yourself or selling it. Full definition
What if someone steals your laptop out of your car while you're stepping out to pay for gas? (effectivecoverage.com)
If you're on the way to work and someone steals your laptop out of your car, you would generally have coverage. (effectivecoverage.com)
If someone steals your laptop bag on the subway, your personal property coverage is there to protect you even though you're not at home. (effectivecoverage.com)