But since you choose to stop paying your creditors in order for the negotiation process to begin, you could receive debt collection calls and your credit could be negatively impacted. (freedomdebtrelief.com)
Usually, the consumer stops paying their creditors and saves money until they have a certain amount. (freedomdebtrelief.com)
In almost all cases, in order to successfully settle your debts, you will need to stop paying your creditors in an effort to save up enough money to settle those debts. (debthelp.com)