Having different types of accounts helps strengthen your credit score. (selflender.com)
As long as you can come up with solutions to manage it and pay it down, having debt can actually have benefits like strengthening your credit score. (debtconsolidation.com)
Once you have gotten your credit in shape and been approved for a mortgage, you need to make sure that you protect and continue to strengthen your credit score during the loan approval period in order to ensure a smooth closing process. (pennymacusa.com)