Most pet insurers require customers to pay for the veterinary services upfront and then submit a claim for reimbursement. (cummingsvet.com)
I was very happy with the ease of submitting the claim on the Healthy Paws app on my phone. (consumersadvocate.org)
Also, customers that take on higher deductibles are going to have to pay more out of pocket when submitting claims and will therefore be less likely to use their coverage. (rentersinsurance.net)