Even the best managers or indices (many ETFs follow specific indices) fall on hard times and surprise investors with poor performance. (arborinvestmentplanner.com)
A fund that is 60 - 40 in one year can change the following year, surprising investors in the process. (benzinga.com)
Some municipalities have a lot higher taxes than others, surprising investors if they buy a place without checking the taxes. (jeremytaggart.com)