The phrase "to use the apartment" means to occupy or make use of the living space for various activities, such as living, sleeping, cooking, or relaxing. Full definition
If that covered loss keeps you from using your apartments for a period of time, those additional living expenses resulting from the loss of use are covered by your policy. (effectivecoverage.com)
Fire and smoke are both covered losses, and the residents couldn't use their apartments as a result. (effectivecoverage.com)
If that covered loss keeps you from using your apartments for a period of time, those additional living expenses resulting from the loss of use are covered by your policy. (effectivecoverage.com)