The traffic laws vary a bit from state to state, which is why you need to be careful while driving. (autoquotenow.com)
This may also vary a bit depending on how much clothing your baby is wearing. (babybjorn.ca)
You may find that policy forms vary a bit between companies, which means you'll want to read yours in order to ensure that you know what's covered and what's not. (effectivecoverage.com)